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Thread: Payment for Mandolins on Mandolin Cafe

  1. #1

    Default Payment for Mandolins on Mandolin Cafe

    Hello all

    Given PayPal charges and various other concerns how are people paying for instruments these days? I see an number of adds not prepared to accept PayPal. There is nothing else I am aware of that gives any purchase protection. I appreciate your thoughts.

  2. #2
    Martin Stillion mrmando's Avatar
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    Default Re: Payment for Mandolins on Mandolin Cafe

    PayPal with fees is still the gold standard as far as the Cafe is concerned. Maybe that's difficult for some people to accept.

    Recently I covered the PayPal fees on a couple of transactions (neither one was a Cafe ad) where I felt I was getting a good enough deal that I didn't mind doing it. That is, I paid enough extra so the seller could pay the fee and still net their asking price. (Don't try posting a Cafe ad asking the buyer to do that. Instead, figure out what you want for the instrument, add 3% for fees, and voila! There's your asking price.)

    When you place a Cafe ad you'll see a notice that says: "Do not specify Money Order, Western Union, Venmo or PayPal Family & Friends. Doing so your ad may be blocked."

    If you come across an ad that violates this policy, you can report it to the site owner.
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    Fingertips of leather Bill McCall's Avatar
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    Default Re: Payment for Mandolins on Mandolin Cafe

    I wouldn’t risk money without protection. If you can lose your entire sum without concern you might think differently.
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    Martin Stillion mrmando's Avatar
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    Default Re: Payment for Mandolins on Mandolin Cafe

    I do see one ad that is asking for cash or money orders, but otherwise a quick search doesn't suggest a trend of people trying to skirt the payment rules. Now, what people say in their ads and what they communicate privately may differ.
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    Default Re: Payment for Mandolins on Mandolin Cafe

    The only way I would do other than PayPal (for the protection) would be from a local seller where I could check out the item in person and pay and take it home with me, or if I actually knew the person. And while I have done "friends and family" if the amount was low enough that I could afford to lose it, I VERY RARELY will take that payment route. And I expect others to do the same. Venmo - expect to lose the money (unless you know the person.)

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    Default Re: Payment for Mandolins on Mandolin Cafe

    I just sent a check, I have done it before and never had problems. In one instance I mailed the check for an amp and the builder mailed the amp the same day. I had asked him to send it as soon as he got the check, when I called about whether he got the check, he laughed and said," yes but I sent the amp the same day you mailed your check". I know there are folks out there who would scam you, and you need to feel good about what you are doing, but there are honest folks out there too.
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    Registered User jim simpson's Avatar
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    Default Re: Payment for Mandolins on Mandolin Cafe

    Thankfully buying and selling on the Cafe has been a positive experience over the years. I once received $50 in cash from a buyer for a cd bundle. I was surprised to see cash and was thankful for the buyer that it arrived ok.
    Paypal is the way to go.
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    Innocent Bystander JeffD's Avatar
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    Default Re: Payment for Mandolins on Mandolin Cafe

    I have purchased a few mandolins through the cafe classifieds, and I paid with a mailed bank check in every case. My feeling was if I got the feeling I needed a more protected form of payment, I might better back out all together.

    But that is me, and I don't buy often. While I have never had the slightest problem as every sale went extremely smoothly, I haven't done it enough times to draw any reasonable conclusion, and certainly would not particularly recommend it. I guess my feeling is that if I felt in the slightest way uncomfortable, PayPal or Venmo was not going to solve that problem.
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    Default Re: Payment for Mandolins on Mandolin Cafe

    I can see with the new reporting requirements, some folks may decide to not use Paypal, not because they have something to hide, but just to make things easier at tax time. I still prefer Paypal for its convenience, but if it's someone I recognize from the forum who have a history of prior transactions, I likely won't hesitate to send a check. I will not use Venmo or Zelle, though, as I don't like having another entry point into my bank accounts.

  11. #10
    Pittsburgh Bill
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    Default Re: Payment for Mandolins on Mandolin Cafe

    Quote Originally Posted by pops1 View Post
    I just sent a check, I have done it before and never had problems. In one instance I mailed the check for an amp and the builder mailed the amp the same day. I had asked him to send it as soon as he got the check, when I called about whether he got the check, he laughed and said," yes but I sent the amp the same day you mailed your check". I know there are folks out there who would scam you, and you need to feel good about what you are doing, but there are honest folks out there too.
    I recently bought a bowl back. Not Big dollars. The seller wanted a check. He sent the mandolin the same day we sealed the deal and I didn't send the check until the following day. I received the mandolin 3 days before he received the check.
    Thankfully, I have had all good experiences buying and selling on the Cafe.
    I consider Mandolin Cafe to be the gold standard for these types of sites.
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    Innocent Bystander JeffD's Avatar
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    Default Re: Payment for Mandolins on Mandolin Cafe

    Quote Originally Posted by Pittsburgh Bill View Post
    I consider Mandolin Cafe to be the gold standard for these types of sites.
    Absolutely.
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    Default Re: Payment for Mandolins on Mandolin Cafe

    I have mailed checks, money orders, and done bank transfer to buy on the MC classifieds. No problems. But I do try to deal with folks - professional or not - who are known on the cafe.

    (once when I was getting money orders for a purchase the bank teller asked me what they were for...I said "well, there's this Nigerian Prince who will send me $3 million if I send him $2,000"...her face = priceless)

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    Default Re: Payment for Mandolins on Mandolin Cafe

    Quote Originally Posted by colemole View Post
    Hello all

    Given PayPal charges and various other concerns how are people paying for instruments these days? I see an number of adds not prepared to accept PayPal. There is nothing else I am aware of that gives any purchase protection. I appreciate your thoughts.
    For me the fee is worth the protection. If you are referring to the IRS reporting requirement then cash or bartering are your options

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